*Savings Bank Account
*Vikas Premium Savings Bank Account
*Vikas Special Premium Savings Bank Account
*Jeevan Prabha SB Account
*Current
Account
*Sanchayani Deposit
*Fixed
Deposits
*Akshaya Cash Certificate
*Nirantara Deposit
*Mahila Abhaya Cash Certificate
*Suvidha Flexi Deposit:
*Vikas Premium Flexi Deposit
*Vikas Special Premium Flexi Deposit
* VikasTax
Saving Deposit
* NRE Services
Minimum Amount:
With Cheque Book Facility:
* For all category of Branches minimum balance is Rs.500/-
Without Cheque Book Facility:
* For Urban Branches minimum Rs.250/-
* For Semi-urban and Rural Branches Rs.100/-
Period:
Operative Account.
Rate of Interest:
3.50% simple interest.
Vikas Premium Savings Bank Account
Minimum Amount:
Minimum Balance of Rs.10000/- Shall be maintained in SB.
Period:
Operative Account.
Rate of Interest:
3.50% simple interest.
Vikas Special Premium Savings Bank Account
Minimum Amount:
Minimum Balance of Rs.20000/- Shall be maintained in SB.
Period:
Operative Account.
Rate of Interest:
3.50% simple interest.
(An Insurance Linked Deposit Account)
Minimum Amount:
Rs.1,110/- initial Deposit.
A minimum of Rs.1000/- shall always be maintained in the account to derive benefit of the Scheme.
Period:
For a minimum period of 3 years from the date of opening of the account.
Rate of Interest:
Simple interest as applicable to SB Account.
Businessmen, Traders, Industries, Companies, Associations and others who have occasions to receive, to be received / pay out cash / cheques quite often have to open current accounts.
Minimum Amount:
Urban Area – Rs.2000/- initial deposit for individuals and Rs.3000/- for others.
Rural / Semi urban Areas – Rs.500/- for individuals and Rs.1000/- for others.
Period:
Operative Account.
If minimum balance is not maintained, Rs.20/- per occasion is to be levied.
Minimum Amount:
Monthly installments of Rs.10/- and in multiples of Rs.10/-.
Period:
Minimum 12 months or more and in completed quarters.
Maximum 120 months.
Rate of Interest:
On quarterly basis as applicable to Term Deposits.
(Normal / Monthly / Quarterly / Half Yearly)
Minimum Amount:
Minimum of Rs.500/- in multiples of Rs.100/-
Period:
Minimum 15 days and Maximum 120 months.
Rate of Interest:
Applicable simple rate of interest at Half yearly rests.
Payable on Monthly / Quarterly / Half Yearly / On Maturity
Minimum Amount:
Minimum of Rs.500/- in multiples of Rs.100/-
Period:
Minimum 6 months and in completed quarters beyond 6 months.
Maximum 120 months.
Rate of Interest:
On quarterly compounded basis.
Minimum Amount:
Minimum of Rs.5/- in multiples of Rs.5/-
Period:
Maturity period of 60 Months from the date of opening the account.
Rate of Interest:
5% on Maturity.
Minimum Amount:
Minimum of Rs.1000/- in multiples of Rs.500/-. Maximum of Rs.25000/-.
Period:
Minimum of Three years.
Rate of Interest:
0.25% over and above the normal rate as in force from time to time.
* Only Women members of SHGs are eligible to open this account.
* Interest will be compounded on quarterly basis.
* Account will be opened in completed years only.
* All other terms and conditions as applicable to Cash Certificate accounts.
Minimum Amount:
Minimum of Rs.10,000/- and in multiples of Rs.1000/-
Period:
Minimum of 15 days and Maximum of 120 months..
Rate of Interest:
* Applicable to Term Deposits.
* To be paid at simple rate on quarterly basis.
Vikas Premium Flexi Deposit
Minimum Amount:
Minimum of Rs.10000/- in multiples of Rs.1000/-
Period:
Minimum and Maximum of 180 days.
Rate of Interest:
Applicable simple rate of interest and
Payable on Maturity.
Vikas Special Premium Fixed Deposit
Minimum Amount:
Minimum of Rs.20000/- in multiples of Rs.1000/-
Period:
Minimum and Maximum of 365 days.
Rate of Interest:
Applicable simple rate of interest and
Payable on Maturity.
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